Ohio Wind is not a direct lender but a referral service. It unites US lenders that issue payday loans and cash advance. It is possible to issue payday loans in the following states: Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming.
It is prohibited to issue loans online in the followign states:
- West Virginia;
- New York;
Lenders from our referral service offer different lending optins. Let’s consider how to choose them right.
How to choose a loan online?
You can receive money to a bank card, e-wallet, personal bank account or in cash through the transfer system. Most organizations offer one or more ways to lend money. Some lenders have customer service offices in major states and cities where you can also contact them.
A number of companies offer their clients loans on favorable terms. Here you can submit an application online and then get available amounts, terms and interest rates. For all companies, the required credit rating score and the approximate probability of approval of the application are indicated. Each offer reflects the attractiveness of a particular loan for a client based on provided person-related information. This will help you choose the most convenient offer.
What else should you pay attention to?
When choosing a loan, you need to take into account not only the basic terms, but also the parameters of the microfinance organization. First of all, pay attention to the presence of an MFO certificate – it will confirm that the company is officially registered.
Study the company documents – they should describe all the terms for the provision of loans.
It is also worth studying the reviews of other borrowers who have already used the services of your chosen company. From them you can learn more about the possible nuances and pitfalls that can be encountered when applying for payday loans. You need to be careful with reviews: both positive and negative feedback can be useful. We will monitor this and remove any reviews that are not believable or not helpful.
We select only trusted lenders for our referral service.